Terms of Service

Effective date: July 22, 2026. These terms govern use of Midbench, operated by Midbench Inc. (“Midbench”, “we”).

The service

Midbench maintains accounting records from the financial services you authorize it to read. You direct which providers to connect; Midbench reads the data those connections permit and keeps governed, auditable books from it. Midbench is bookkeeping software — it is not a bank, a money transmitter, an auditor, or a provider of accounting, tax, or legal advice, and its output should be reviewed by your own advisers where professional judgment is required.

Your account and authorizations

Acceptable use

Don't attempt to access other customers' data, probe or disrupt the service, or use it for unlawful purposes. We may suspend access to protect the service or its customers.

Early access

Midbench is in early access: the service is provided “as is”, without warranties of any kind, and features may change. To the maximum extent permitted by law, our aggregate liability arising out of the service is limited to the amounts you paid for it in the twelve months before the claim.

Data

Our Privacy Policy describes what we store and how it is protected. Your books are yours: you can export your records, and on account closure we delete data not subject to financial record-keeping obligations.

Changes; governing law

We may update these terms; material changes will be posted here with a new effective date. These terms are governed by the laws of the State of Delaware, and any dispute arising out of them will be brought in the state or federal courts located in New York County, New York.

Contact

info@midbench.com